COVID-19 Procedures: All business with the Commission should be through electronic filing systems, email, or by telephone. For public health safety, in-person visits to SCC offices are suspended. Filings or other deliveries are permitted by drop off at main entrance. On-site staff is minimal and processing of such deliveries may be delayed.
Mortgage Loan Information
- Mortgage Rate Lock-Ins Not Always "Locked" Cautions SCC's Bureau of Financial Institutions
- How to Manage Your Mortgage If Your Lender Closes or Files for Bankruptcy
- When Paying the Mortgage is a Struggle
- Mortgage Loans - Understand the Terms of Your Loan Before You Sign...
- Préstamos Hipotecarios - Comprenda los Términos y Condiciones De Su Préstamo Antes De Firmar...
- Interest-Only Mortgage Payments and Payment-Option ARMs -- Are They for You?
- Reverse Mortgages
- CFPB – Considering a Reverse Mortgage?
Debt Counseling / Debt Settlement / Debt Collection
- Choosing a Credit Counselor
- Coping with Debt
- Debt Relief or Bankruptcy
- Filing for Bankruptcy: What to Know
- Debt Collection
- Dealing with Debt
Deposit Account Information
- What is Check 21
- Deposit Account Basics
- FDIC Consumer News
FDIC Consumer News provides practical guidance on how to become a smarter, safer user of financial services. Issues and selected articles offer helpful hints, quick tips and common–sense strategies to protect and stretch your hard-earned dollars.
- State Council of Higher Education for Virginia (SCHEV)
The State Council of Higher Education for Virginia (SCHEV) is the Commonwealth of Virginia’s coordinating agency for higher education. As an entity of the Commonwealth of Virginia government, SCHEV exists to serve the public interest and to assist the state’s system of higher education.
- SCHEV - Student Complaints
If a student has exhausted the avenues provided by the institution and the complaint has not been resolved internally, the student can submit a “Student Complaint Form” to SCHEV.
- Student Loans
Whether you are preparing for college, attending school, or already repaying your student loans, see the CFPB tools and resources to help you make the best decisions for you.
- How Student Loans Work and How to Avoid Scams
- How to Avoid Scholarship and Financial Aid Scams
- Education & Training
Want to improve your chances of getting hired or promoted? Earning a degree or certificate might be the answer, but not all programs are reputable. Some dishonest companies may charge you for worthless degrees or phony scholarships. (Source: FTC)
Free Credit Report, Credit Freezes and Fraud Alerts on Credit File
- Free Annual Credit Report is the only source authorized by Federal Law
- What to Know about Credit Freezes and Fraud Alerts
- Free credit freezes are here
- Identity Theft - Report Identity Theft and Get a Recovery Plan