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Division of Securities & Retail Franchising


Take the Investment Quotient (IQ) Test

We believe an informed consumer makes the best investment decisions. Test Yourself ... The following is a ten question survey that measures your investment quotient. Good luck!

 

1. Over the past 30 years, which of the following types of investments generally provided the highest rate of return?

 

2. Higher rates of return on investments mean greater risk.

 

3. When an investor diversifies his/her investments, does the risk of losing money increase or decrease?

 

4. A "no-load" mutual fund involves no sales charges or other fees.

 

5. If you lose money in a mutual fund that you invested in through a bank, will the FDIC cover your losses?

 

6. When interest rates go up, do bond prices usually go up, go down, or stay about the same?

7. Short-term investing is safer than long-term investing.

 

8. Most full-service brokers and financial planners are paid primarily:

9. Illiquid investments are generally safer than liquid investments.

 

10. Generally, variable annuities are less risky than mutual funds.

 

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