A Mutual Assessment Property and Casualty Insurer is a nonstock company that writes only mutual assessment insurance on property located in or protecting against losses of members who are residents of Virginia. Each member agrees to pay his pro rata share of all losses or damages sustained, expenses of operation, and the maintenance of adequate surplus. The classes of insurance that may be written by a mutual assessment property and casalty insurer depend upon its minimum surplus to policyholders.

Please be aware that although a company is authorized, it may not necessarily write your business. If you are having problems with availability, it is suggested that you contact your local agent or the Bureau at Bureau of Insurance or (804) 371-9741.

Some companies have provided us with a link to that company's website. The fact that a link is provided should not be considered an endorsement by the Bureau of the company, its products, the views expressed or the facts presented on that company's website.

• AUGUSTA MUTUAL INSURANCE COMPANY
• COMMONWEALTH MUTUAL FIRE INSURANCE COMPANY
• DAN RIVER FARMERS MUTUAL FIRE INSURANCE COMPANY THE
• FARMERS MUTUAL FIRE INSURANCE COMPANY OF SCOTT LEE AND RUSSELL COUNTY, VIRGINIA
• FARMERS MUTUAL FIRE INSURANCE COMPANY OF WASHINGTON COUNTY, VA.
• FLOYD COUNTY MUTUAL FIRE INSURANCE COMPANY INCORPORATED
• GRAYSON-CARROLL-WYTHE MUTUAL INSURANCE COMPANY
• HIGHLAND MUTUAL FIRE INSURANCE COMPANY
• LOUDOUN MUTUAL INSURANCE COMPANY
• MUTUAL ASSURANCE SOCIETY OF VIRGINIA
• NORTHERN NECK INSURANCE COMPANY
• PATRICK COUNTY FARMERS MUTUAL INSURANCE COMPANY OF VIRGINIA INCORPORATED
• PULASKI AND GILES MUTUAL INSURANCE COMPANY
• ROCKBRIDGE MUTUAL FIRE INSURANCE COMPANY THE
• SHENANDOAH MUTUAL FIRE INSURANCE COMPANY
• SMYTH COUNTY MUTUAL INSURANCE COMPANY