A Mutual Assessment Life, Accident and Sickness Insurer is a nonstock corporation that provides life, accident or sickness insurance or annuity contracts to its members. Benefits payable to beneficiaries are provided for by assessment upon members as needed or by advance premiums paid at fixed dates with the insurer maintaining the right to make additional assessments if needed. If definite periodic premiums are used without the right to make additional assessments, premiums must be sufficient to pay average claims in accordance with standards applicable to stock insurers.

Please be aware that although a company is authorized, it may not necessarily write your business. If you are having problems with availability, it is suggested that you contact your local agent or the Bureau at Bureau of Insurance or (804) 371-9741.

Some companies have provided us with a link to that company's website. The fact that a link is provided should not be considered an endorsement by the Bureau of the company, its products, the views expressed or the facts presented on that company's website.