E.J. FACE, JR.
COMMISSIONER OF
FINANCIAL INSTITUTIONS



STATE CORPORATION COMMISSION
BUREAU OF FINANCIAL INSTITUTIONS


1300 EAST MAIN STREET
SUITE EIGHT HUNDRED
P.O. BOX 640
RICHMOND, VIRGINIA 23218-0640
(804) 371-9657
FAX (804) 371-9416
TDD (804) 371-9206
www.state.va.us/scc



W E E K L Y   I N F O R M A T I O N   B U L L E T I N

  June 30, 2000

SECTION I

Section I of the bulletin is a record, for the preceding week, of the receipt of, and actions on all applications by state chartered banks, bank holding companies, savings institutions, credit unions, industrial loan associations and other entities or persons for: (1) certificates of authority to begin business, (2) acquisitions, (3) branches, (4) trust powers, (5) charter conversions, (6) name changes, (7) changes of location, (8) EFT facilities, and (9) mergers or consolidations. In addition, it lists structural changes of state chartered banks and savings institutions, such as opening and closing of offices and the effective date of mergers, acquisitions and relocations.

This bulletin constitutes the only notice of such activities that you will receive from the Bureau of Financial Institutions. If you desire a public hearing on an application, a written request for such a hearing must be received within 15 days from the date of this bulletin. The request should be addressed to:

E. J. Face, Jr.
Commissioner of Financial Institutions
Post Office Box 640
Richmond, Virginia 23218-0640

Communications other than requests for hearings related to an application will be welcomed and will receive careful consideration. All written communications will be made a part of the application file.

SECTION II

Section II of the bulletin is a record, for your information, of notices received in this office during the preceding week pertaining to various applications by national banks and federal savings institutions to the federal agencies shown below:

Comptroller of the Currency
Southeastern District Office
Marquis One Tower
245 Peachtree Center Ave., N.E.
Atlanta, Georgia 30303
Office of Thrift Supervision
1475 Peachtree Street, N.E.
Post Office Box 105217
Atlanta, Georgia 30348-5217

Any comments you may wish to make regarding these applications should be addressed directly to the respective federal agency. A copy of your letter will be appreciated.

Weekly Information Bulletin -- prepared and distributed by the
Bureau of Financial Institutions, State Corporation Commission, Commonwealth of Virginia
June 30, 2000

SECTION I

MERGERS

DATE
DESCRIPTION
ACTIVITY
06-23-2000 Southern Financial Bank to merge into it First Savings Bank of Virginia, Springfield, Fairfax County, VA Filed

APPLICATIONS FILED PURSUANT TO SECTION 6.1-194.87 OF THE CODE OF VIRGINIA

06-23-2000 Southern Financial Bancorp, Inc. to acquire 100 percent of the voting stock of First Savings Bank of Virginia, Springfield, VA Filed

APPLICATIONS FILED PURSUANT TO SECTION 6.1-383.1 OF THE CODE OF VIRGINIA

06-24-2000 Cardinal Financial Corporation to acquire 100 percent of the voting stock of Heritage Bancorp, Inc. McLean, VA Filed

BRANCHES


DATE INSTITUTION LOCATION ACTIVITY
06-23-2000 First Virginia Bank-Hampton Roads
Norfolk, VA
1014 Independence Boulevard,
City of Virginia Beach, VA
Closed
    1112 Big Bethel Road,
City of Hampton, VA
Closed
    5003 Victory Boulevard,
York County, VA
Closed
06-23-2000 Burke & Herbert Bank & Trust Company
Alexandria, VA
6200 Backlick Road, Springfield
Fairfax County, VA
Filed
06-26-2000 F & M Bank-Central Virginia
Charlottesville, VA
8260 Seminole Trail, Ruckersville,
Greene County, VA
Approved

MAIN OFFICE RELOCATIONS

06-26-2000 Community First Bank
Forest, VA
From: 306 Gristmill Drive, Unit A,
Forest, Bedford County, VA
To: 1646 Graves Mill Road,
City of Lynchburg, VA
Approved

BRANCH RELOCATIONS

06-27-2000 Benchmark Community Bank
Kenbridge, VA
From: 313 N. Main Street,
To 220 W. Fifth Avenue,
both in Lawrenceville, Brunswick County, VA
Effective

SECTION II

APPLICATIONS OF NATIONAL BANKS

BRANCHES
DATE INSTITUTION LOCATION ACTIVITY
06-05-2000 Cardinal Bank, National Association
Fairfax, VA
1737 King Street,
Alexandria, VA
Opened
06-12-2000 National Bank of Commerce
Memphis, TN
400 Old Franklin Turnpike, Suite 110,
Rocky Mount, VA
Approved
    555 North Franklin Street, N.E.,
Christiansburg, VA
Approved

BRANCH RELOCATIONS

06-14-2000 First Union National Bank
Charlotte, NC
From: 1518 Hershberger Road, NW,
To: Vicinity of 1344 Hershberger Road,
Both in Roanoke, VA
Approved
06-15-2000 Bank of America, National Association
Winston-Salem, NC
From: 1924 S. Sycamore Street,
To: 1963 South Crater Road,
Both in Petersburg, VA
Filed


NO OTHER APPLICATIONS RECEIVED