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Bureau of Financial Institutions

Application Forms - Mortgage Loan Originators

Unless exempt from licensing, no individual shall engage in the business of a mortgage loan originator (MLO), unless such individual has first obtained a license under Chapter 17 of Title 6.2 of the Code of Virginia. For licensing exemptions and information about licensing, including FAQs, we strongly recommend that you review the information available from our site.

Chapter 17 requires the filing of an application for a mortgage loan originator (MLO) license through the Nationwide Mortgage Licensing System (NMLS). The MLO application form is referred to as Form MU4. The MU4 application and the Virginia MLO application checklist with the required forms can be accessed on the NMLS website through the link below. The Virginia requirements must be submitted to the Bureau at the time the MU4 is electronically filed.

Links to related laws and regulations appear below. Code and Regulation Sections can be viewed and downloaded individually or a report of multiple Sections can be created and downloaded. To download multiple Sections click on "create report" at the beginning of the table of contents for the specific Chapter and enter the beginning and ending Section of the sequence you wish to download. It is your responsibility to read and comply with all applicable laws and regulations.

Note: Links to the Code of Virginia and Virginia Administrative Code in the menus below are external linksExternal Link logoand will take you off the SCC website.

Application Forms

  • NMLS Logo Form MU4External Link logo
    Reminder: Virginia jurisdiction-specific forms, available from the NMLS site, must be downloaded and submitted to the Bureau at the time the MU4 is electronically filed.
  • CCB-8821 Application for Determination of a Bona Fide Non-Profit Status Pursuant to §6.2-1701.1 of the Code of Virginia

Note: All applications are investigated by the Bureau of Financial Institutions. Certain application decisions are made by the Commissioner of Financial Institutions under delegated authority from the State Corporation Commission. In the event you wish to appeal either a determination made by the Bureau of Financial Institutions in the course of its investigation of your application or the Commissioner of Financial Institutions’ decision on your application, you may request a formal review by the State Corporation Commission in accordance with its Rules of Practice and Procedure